Privacy Policy

Last updated: 20 October 2026

This policy explains how My Shubh Nivesh ("we", "us") collects and uses personal information through myshubhnivesh.com and when you contact us. We handle personal data in line with applicable Indian law, including the Digital Personal Data Protection Act, 2023.

What we collect

• Details you give us when you call, email, message us on WhatsApp or book a review: name, phone number, email address and the reason for contacting us.
• Information needed to provide mutual fund and insurance services when you become a client, such as PAN, KYC details, bank details, nominee details and investment information, as required by SEBI, AMFI, IRDAI, KRAs, RTAs and product providers.
• Basic technical data from your browser (pages visited, device type, approximate location) collected through our hosting provider and through Google Analytics and Microsoft Clarity, which use cookies to help us understand how the site is used.

The calculators on this site run in your browser. The figures you enter are not sent to us or stored by us.

How we use it

• To respond to your enquiry and arrange the services you ask for.
• To process transactions, complete KYC and meet regulatory and record-keeping requirements.
• To send you statements, reviews and service updates. You can ask us to stop non-essential messages at any time.
• To understand how the website is used and improve it.

Who we share it with

We share personal data only as needed to serve you: with asset management companies, registrars and transfer agents (such as CAMS and KFintech), KYC registration agencies, BSE StAR MF or similar transaction platforms, insurance companies, our client portal technology provider, and regulators or authorities where the law requires. We do not sell your personal data.

Retention and security

We keep records for as long as you are a client and afterwards for the periods regulations require. We use reasonable safeguards to protect your information. No method of transmission or storage is completely secure.

Your choices

You may ask to see, correct or update your personal data, withdraw consent for optional uses, or raise a grievance. Some data must be kept to meet legal obligations.

Contact

Write to helpdesk@myshubhnivesh.com or call +91 86077 77320. Office: 282, 2nd Floor, Sector 9-11, Hisar, Haryana 125001.

Changes

We may update this policy. The date at the top shows the latest version.